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Advantage Employee benefit cooperatives will help independent businesses remain strong by offering competitive, well-managed employee benefit programs important for employee retention and hiring, and by freeing up valuable management time now captured by employee benefit matters. Through cooperatives, the cost and quality of employee benefit programs can be significantly enhanced, allowing independent businesses to offer a total integrated human resource (HR) solution to employees. These ERISA qualified cooperatives, due to the inherent self-interest of their member-owners, when combined with the legal framework governing Affiliated Service Groups (ASG), will be uniquely suited as an accountable business structure to deliver total integrated benefit solutions currently beyond the capacity of most small businesses to offer. |
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