Established in January 2008, the Alliance for Employee Benefit Cooperatives (AEBC) is a growing member organization that is working to position employee benefit cooperatives as an organizing means to complement health benefits reform. More specifically, the objective of AEBC is to amend ERISA (Employee Retirement Income Security Act) to provide for cooperative enterprises of independent businesses to be considered single employers for purposes of employee benefits.
A critical piece of the health care coverage puzzle is the need to expand coverage among small businesses and their employees. Small businesses lack economies of both scale and expertise vis-à-vis larger employers in providing health, retirement, and other employee benefits to their workers. For this reason, millions of small business employees do not receive health care and benefits coverage, and small business employers that do provide benefits often struggle to maintain these programs. In order for health care reform (and benefits reform more broadly) to succeed, a field-level means of providing for small business aggregation will be crucial to effecting and maximizing enrollment and participation.
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 ANNOUNCEMENTS Tuesday, October 20, 2009
Small Business Majority Testimony Endorses Small Employer Benefit Arrangements (SEBAs)
Read Testimony |